Bandhan Bank offers home loans @8.65% p.a. onwards for loan amounts of up to 90% of the property cost for tenures of up to 30 years. It also offers customized home loans to micro-banking borrowers (both salaried and non-salaried) for the construction of pakka, Plot purchase & construction and semi-pakka houses.
Bandhan Bank Special Product : Plot Purchase from larger segemnt of land & self construction
Why this product is special of Bandhan Bank?
In this product, customer may purchase a smaller segment (I.e 700 sqft , 1000 sq ft or other) of land from larger part of land from developers ( development / occupancy may be zero or it may not registered in RERA). In such cases, plot purchase & construction loan from other financial institutions may costs higher interest rate ranging from 9.90% to 15% , on the other hand Bandhan bank provides interest rate starting with 8.65% onward. This is one of the unique product of Bandhan Bank in comparison to other financial institutions & Banks.
| Bandhan Bank Home Loan/Plot Purchase with construction loan Highlights | |
| Interest Rate | 8.65% Onward p.a. |
| LTV Ratio (Loan Amount) | Up to 90% of property cost |
| Tenure | 1- 30 years |
| Processing Fees | 0.25% Onward |
Other Features of Bandhan Bank Home Loan
- Flexible Term upto 30years
- Easy Processing
- Nominal Processing Fee
- Trusted Brand
- Lesser Paper Work
Click Here to Apply a Plot purchase & construction Loan at Nominal Rate. You may contact us @ 7309886441 , 9616502044 , 8840176804, 8795444480 for any query related to loan.
Question: I do not have any formal income documents. Can I avail home loan from Bandhan Bank?
Ans. If you do not have formal income proofs such as salary slip with PF deduction and IT returns , you can avail Suvidha Home Loans for purchase/construction/extension of house. The bank conducts detailed field investigation and assessment to assess the cash flow and income of such applicants.
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