Home Loan

  Most Preferred Bank Home Loan Rates: HDFC Bank @ 8.35% onward   |    ICICI Bank @8.60% onward   |    BANK Of Maharastra @8.40% onward   |   Bandhan Bank @8.65% onward

A home loan is an amount an individual borrows from a financial institution such as a housing finance company to buy a new or a resale home, construct a home or renovate or extend an existing one.

A Home Loan allows you to claim income tax deductions on the interest and principal amount due. Under the Income Tax Act, 1961, as per Section 80C, you can claim up to INR 1.5 lakh on principal repayments, and up to INR 2 lakh on interest repayments under Section 24B.


  • Purchase Of House
  • Home Construction Loan
  • Home Extension/Improvement Loan
  • Home Loan Balance Transfer. 
  • Plot Purchase & construction
Eligibility Criteria For a Home Loan
  • Minimum Age Limit : 23 yrs 
  • Maximum Age Limit :  75** Yrs
  • Minimum Income : 15000 Per Month
  • Minimum Cibil Score: 650 or -1
  • Minimum Job/Business Vintage : 2* years 
  • Minimum Loan Amount: 5 Lakh
  • Maximum Loan Term: 30 Years

 There are various of different Home loan offers/Schemes from various banks Banks/NBFC’s are there for every customer. Our Professional Team guided the customer to choose a most suited product offers as per their need. 

LTV (Loan to value) Ratio for Home Loan

These include the following: LTV of up to 90% for homes costing below ₹ 30 lakh. LTV of up to 80% for homes costing between ₹ 30 lahks and ₹ 75 Lakh. LTV of up to 75% for homes costing above ₹ 75 Lakh. It may be 100% of your agreement value,depends upon the Valuation of the property (it may depends upon banks/NBFC’s).


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