Loans With Bad Cibil Score

Bad Cibil or credit history may destroy your dream of extra fund. If your CIBIL score is low, a majority of lenders may hesitate to approve your loan application. If they do so, they are likely to charge you a higher interest rate compared to those with a higher CIBIL score. Instead of applying for a loan with a low credit score, try to improve your CIBIL score before applying.

To Improve your cibil or credit history, you need a loan & the smooth repayment may boost your credit history & improve your cibil score. Below are the loans, where cibil or credit history doesn’t matter lot…

  1. Loan Against Policy (Insurance Policy) : In a loan against insurance policy, your policy acts as collateral or security against the loan amount, while you still have the coverage of your insurance intact. You may get 80-90% loan of your insurance surrender value within 24 hrs. Further, continuous repayment will improve your credit history as well as cibil score.                                                                                                             Eligibility criteria : – Must Have a active insurance policy with minimum surrender value 10,000/-                                                    – Age Must be above 18 years, Should have a bank account, pan card & Aadhar card
  2. Gold Loan:  Gold loan (also called loan against gold) is a secured loan taken by the borrower from a lender by pledging their gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically upto 80%, based on the current market value and quality of gold.                                                                                                                                                                         Eligibility criteria : – Must Have gold articles (within a range of 18-24 carats)                                                                                           – Age Must be above 18 years, Should have a bank account, pan card & Aadhar card

There are so many financial institution, who are providing gold & loan against policy without any extra documentation. You may contact us for any type of assistance +91- 9616502044 , 8840176804

We deals in various type of loans like Home loan, Mortgage Loan, Loan against Insurance,  Gold loan, Personal loan, Business Loan, Education loan etc in association with more 35 financial intuitions. 


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