About Us
We are Gangotri Enterprises, a Partnership Lucknow Based Firm, Registered In 2014. Loan Junction (Gangotri Enterprises) Serves As An Aggregator For Home Loan, Car Loan, Business Loan, Personal Loan and Loan Against Property, Including Balance Transfers and Top-up.
Since Every Customer Has Unique Needs And Preferences, A Uniform Approach Cannot Be Applied. Loan Junction Aims To Revolutionize The Loan Industry In India By Enabling Customers To Select And Personalize Services Based On Their Individual Needs And Specifications.
- Professional Team
- 40 + Banks/nbfc’s Under One Roof
- Wide Range Of Product Under One Roof
- Reliability & Innovation
- 10,000 + Satisfied Customer
About Home Loan
A home loan is an amount an individual borrows from a financial institution such as a housing finance company to buy a new or a resale home, construct a home or renovate or extend an existing one.
A Home Loan allows you to claim income tax deductions on the interest and principal amount due. Under the Income Tax Act, 1961, as per Section 80C, you can claim up to INR 1.5 lakh on principal repayments, and up to INR 2 lakh on interest repayments under Section 24B.
Eligibility criteria for home loan
- Age limit of salaried individuals : 23 yr to 75** yr
- Age limit of self-employed individuals: 25 yr to 70** yr
- Required Credit Score for home loan : 650
- Work experience of salaried applicants : Minimum 2 Years
- Work experience of self Employed applicants : Minimum 3 Years
- Minimum Monthly Income : 15000 per Month
Our Lending Partners
