A Home loan is an amount an individual borrows from a financial institution such as a housing finance company to buy a new or a resale home, construct a home or renovate or extend an existing one.
TYPE OF HOME LOAN
- Purchase Of House
- Home Construction Loan
- Home Extension/Improvement Loan
- Home Loan Balance Transfer.
- Plot Purchase & construction
- Minimum Age Limit : 23 yrs
- Maximum Age Limit : 75** Yrs
- Minimum Income : 15000 Per Month
- Minimum Cibil Score: 650 or -1
- Minimum Job/Business Vintage : 2* years
- Minimum Loan Amount: 5 Lakh
- Maximum Loan Term: 30 Years
We offer multiple home loan schemes from top banks and NBFCs to suit every customer’s requirement. Our expert loan advisors help you select the most suitable home loan offer based on your eligibility and financial goals. We operate across India, with a strong physical presence in Lucknow. Get in touch with us today for fast, reliable, and doorstep home loan services in Lucknow.
LTV (Loan to value) Ratio for Home Loan
These include the following: LTV of up to 90% for homes costing below ₹ 30 lakh. LTV of up to 80% for homes costing between ₹ 30 lahks and ₹ 75 Lakh. LTV of up to 75% for homes costing above ₹ 75 Lakh. It may be 100% of your agreement value,depends upon the Valuation of the property (it may depends upon banks/NBFC’s).
