Health insurance or medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance, risk is shared among many individuals. This provides compensation for the hospitalization expenses that occur due to accidental stay or illnesses.
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Types of Health Insurance plan:
| Types of Health Insurance Plans | Suitable For |
| Individual Health Insurance | Individual |
| Family Health Insurance | Entire Family- Self, Spouse, Children, and Parents |
| Critical Illness Insurance | Used for funding expensive treatments |
| Senior Citizen Health Insurance | Citizens of age 65 and above |
| Top Up Health Insurance | This insurance plan is beneficial when the sum insured of the existing policy gets exhausted. |
| Hospital Daily Cash | Daily hospital expenses |
| Personal Accident Insurance | It can be used in case of any loss or damage to the owner or driver. |
| Mediclaim | In-patient expenses |
| Group Health Insurance | For a group of employees |
| Disease-Specific (M-Care, Corona Kavach, etc.) | Suitable for those who are suffering from pandemic-manifested conditions or prone to one. |
| ULIPs | The dual benefit of insurance and investment |