A home loan is an amount an individual borrows from a financial institution such as a housing finance company to buy a new or a resale home, construct a home or renovate or extend an existing one.
đź“Ś Current Home Loan Interest Rate Range (January 2026) General range: ~7.10% to ~12.50% p.a. depending on the bank / housing finance company (HFC) and borrower profile (credit score, loan amount, property type, etc.). 🏦 Public Sector Banks State Bank of India (SBI): ~7.25% – 8.70% p.a. (approx). Bank of Baroda: ~7.20% – 9.25% p.a. […]
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Buying a home in 2026? Choosing the right lender can save you lakhs in interest over the loan tenure. Two of the most trusted names in India’s housing finance space are HDFC Bank and LIC Housing Finance (LIC HFL). In this detailed guide, we compare HDFC vs LIC HFL home loans in 2026 based on
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📌 Fixed Interest Rate A fixed home loan rate means your interest stays the same for a fixed period (often for the whole loan term or initially for a few years). Your EMIs don’t change, no matter what happens in the market. Great for predictability and budgeting — you always know what you’ll pay. But
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                   Makar Sankranti marks new beginnings, prosperity, and shubh investments. In Lucknow, many families prefer buying a home during this auspicious festival. To make it even better, banks and NBFCs roll out festive home loan offers with
The start of New Year 2026 brings fresh financial goals—and for many families in India, especially in cities like Lucknow, owning a home tops the list. But the big question remains 👇 👉 Is 2026 the right time to buy a home using a home loan? Let’s break it down in a simple, practical, and
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🏦 1. PSU Banks (SBI, PNB, Bank Of Maharashtra etc. ) – Best Government-Backed Home Loan  Why PSU Bank stands out: Wide branch network — excellent for in-person support in Lucknow. Flexible products — multiple schemes for salaried, self-employed, NRI, and first-time buyers. Lower risk perception with a PSU bank. Strong support for PMAY (credit subsidy) eligible buyers. Interest Rates &
Top Banks for Home Loan in Lucknow: SBI, HDFC or LIC HFL – Which Is Best? Read More »
How to Save 💰 Big on Your Home Loan in Lucknow by Transferring to a Lower Interest Rate Home loan interest rates have a huge impact on your long-term finances. Many homeowners in Lucknow continue paying higher EMIs simply because they are unaware of home loan balance transfer benefits. If your current lender is charging a higher interest rate, transferring your home
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Best Banks for Home Loans in Lucknow (2025-26) — Comparison Guide              Buying a home is one of the biggest financial commitments most people make. Choosing the right bank for your home loan can save you lakhs in interest, reduce your EMIs, and make homeownership much
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Bank Of Maharashtra Home Loan Offer Bank of Maharashtra offers eligible customers home loans with interest rates starting from  8.35% p.a. onwards. A high loan amount is provided and the repayment tenure is up to 30 years. Currently, Bank waive off the processing fee till 31st July 2024. CIBIL Score Salaried Non-Salaried 800 and above 8.35% p.a. 8.45% p.a. 750
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HDFC Home Loans offers affordable home loans to eligible borrowers with Interest rates starting at 8.70% p.a. for loans up to 30 years. HDFC’s Special Home Loan Offer — Home loans @8.70%* p.a. onwards and EMI of â‚ą783* per lakh. Credit Score Linked Int. Rates. Lowest Processing Fees. Limited Period Offer. Processing Fee Offer For salaried Customer Fee: Rs
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