Before house-hunting ever begins, it is good to know just how much house the borrower can afford. By planning ahead, time will be saved in the long run and applying for loans that may be turned down and bidding on properties that cannot be obtained are avoided.

Home Loan eligibility depends upon various factor, some of them are given below:

• Monthly Income
• Age ( Min age :23 year, Max: 75*year)
• Loan Term (Max 30 Years, depends upon financial institution term & condition.)
• Property Valuation (80% to 90% of the property value)
• Cibil Score ( Low Cibil score may cost you with higher interest rate & higher interest rate lower your loan amount)