Loan Against Property (LAP) / Mortgage Loan

  Bank Mortgage Loan Rates: HDFC Bank @ 9.25% onward   |    ICICI Bank @9.35% onward  

Loan against property (LAP) is a type of loan facility availed by individuals and businesses against the mortgage of a commercial or residential property. It is a secured loan, where the borrower pledges the property as collateral against the loan amount. The asset remains as collateral with the lender until the entire loan against property amount is repaid.

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Eligibility Criteria For a Loan Against Property
  • Minimum Age Limit : 23 yrs
  • Maximum Age Limit :  75** Yrs
  • Minimum Income : 20000 Per Month
  • Minimum Cibil Score: 650 or -1
  • Minimum Job/Business Vintage : 2* years
  • Minimum Loan Amount: 5 Lakh
  • Maximum loan Term : 15 years
 There are various of different Mortgage loan offers/Schemes from various banks Banks/NBFC’s are there for every customer. Our Professional Team guided the customer to choose a most suited product offers as per their need.

LTV Norms

Loan-to-value ratio or LTV is a ratio of the loan amount you can obtain given the market value of your property. Generally, the LTV for a loan against property ranges between 60%* and 80%* of your property’s appraised value.

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